Posts by Ed Rempel
Tax Brackets for Parents & Seniors Are Way Different Than You Think!
Tax brackets for parents and seniors are way different than you think. This might be a real eye opener for some people because I think a lot of people that do some basic tax planning are doing it all wrong. In my latest video and podcast episode I’m going to give you a tax planning…
Read MoreDo You Need Savings in Addition to a Government Pension Like OMERS?
When planning for retirement, many Canadians rely on a government pension like OMERS (Ontario Municipal Employees Retirement System) as their foundation. Do you need savings in addition to your government pension to maintain the lifestyle you want? A buddy called me from his car and said, “I’m driving. Will I get to my destination on…
Read MoreDividend Investing Perfected with Self-Made Dividends (Canadian Financial Summit 2023)
In the vast landscape of personal finance, dividend investing has carved out a significant niche. Whether you’re browsing through countless blogs or hearing investment advisors champion its benefits, it’s clear that dividend investing is a popular choice, especially with the FIRE (Financial Independence, Retire Early) community. However, a closer look reveals that almost all the…
Read MoreSmith Manoeuvre In A Financial Plan & The New OSFI Rules (Canadian Financial Summit 2023)
The Smith Manoeuvre is an efficient strategy to use your home equity to invest for your future without using your cash flow, while converting your mortgage into a tax-deductible debt. This method is known for its effectiveness in enhancing financial plans and can bridge the gap to achieving your retirement goals. New OSFI Mortgage Rules…
Read MoreHow To Design Your Retirement Income: An Overview (Canadian Financial Summit 2023)
With the Canadian Financial Summit coming up at the end of October, I wanted to share over the next few weeks some videos that Summit attendees watched last year. When you register you get access to talks like these, plus a myriad of other speakers who are some of Canada’s top financial experts. I’ll be…
Read MoreTake Control of Your Finances in One Step
Most people struggle with money. It might feel like you’re the only one who doesn’t have it all figured out, but trust me, you’re not alone. Over the last two months, I’ve had countless conversations with individuals just like you who are grappling with various financial concerns. Let me share some of the common worries…
Read MoreNational Post Article: Couple has a compelling reason for wanting to break with the retirement mould
The National Post asked me to review the finances of a couple who want to retire in their 50s. They’d like to spend three to four months a year in a warmer climate. They have a $1.6 million investment portfolio that generates about $52,000 a year in dividends, they have a combined annual income of…
Read MoreWe’re Hiring! Unique opportunity to join Ed Rempel’s Team as an Associate Financial Planner
Would you like to join Ed Rempel’s team? Be mentored by Ed & his team to become one of the top fee-for-service financial planners in Canada? This is a unique opportunity to learn financial planning from the best. Get a great feeling from making a real difference in the lives of many clients. NOTE: You…
Read MoreMid-Year Insights 2024: Timeless Truths, Market Observations, and Practice Updates
Here are three key insights that I believe are essential for navigating the rest of the year and beyond. These insights are grounded in the principles that have guided our successful financial planning and investment strategies. The three key areas: Some timeless truths that guide our financial planning, a few observations on the markets so…
Read MoreMoney123 Article: Buying a House? Timing Your First Home Savings Account (FHSA) Withdrawal
A couple are about to buy a house in the next couple of months, but their money is in their First Home Savings Account (FHSA). They are not sure when to withdraw their money. They are worried that if they keep the money in the FHSA until they have a deal, it might cause a…
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