Posts by Ed Rempel

Top 5 Hacks To Maximize Your Child’s RESP

Many people are saving for their kids’ future education costs in an RESP. For some parents, it is a higher priority and they want to be able to maximize the benefits of an RESP – not just contribute the standard $2,500/year for each child. In my latest blog post, video, and podcast episode I talk…

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What Happens if the Liberals Attack the Smith Manoeuvre?

The Smith Manoeuvre has long been a popular strategy for Canadian homeowners seeking to convert their mortgage debt into tax-deductible investment debt.  However, recent tax and regulatory changes have impacted the efficacy of the Smith Manoeuvre, and further changes from the Liberal government could pose additional challenges. In my latest blog post, YouTube video and…

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How Long Will You Live?

Have you ever wondered how long you might live?  Understanding life expectancy is crucial for planning a secure and fulfilling future.  In my latest blog post, YouTube video and podcast episode I explore the dramatic changes in life expectancy over the past century, why it’s expected to continue increasing, and how this impacts your retirement…

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TFSA or RRSP? – The Right Answer for You (2024)

Deciding between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP) can be one of the most challenging financial decisions you’ll face.  Each has its benefits, and the right choice depends on your unique financial situation.  In this post, I’ll guide you through understanding the factors that determine whether a TFSA or…

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