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	<title>
	Comments on: Best Ways to Get a Bigger Tax Refund	</title>
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	<link>https://edrempel.com/best-ways-to-get-a-bigger-tax-refund/</link>
	<description>Insights From Experience on Building Financially Security</description>
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		<title>
		By: Ed Rempel		</title>
		<link>https://edrempel.com/best-ways-to-get-a-bigger-tax-refund/#comment-46494</link>

		<dc:creator><![CDATA[Ed Rempel]]></dc:creator>
		<pubDate>Thu, 19 Mar 2026 18:41:34 +0000</pubDate>
		<guid isPermaLink="false">https://edrempel.com/?p=3852#comment-46494</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://edrempel.com/best-ways-to-get-a-bigger-tax-refund/#comment-46479&quot;&gt;Lucy&lt;/a&gt;.

Hi Lucy,

I have posts for renters. Use the search on my blog for other topics.

The best one for renters is here: Why Renting Could Be Your Secret to Smarter Wealth Building: Insights from Toronto-based Financial Planner Ed Rempel Edit https://edrempel.com/worthview-article-why-renting-could-be-your-secret-to-smarter-wealth-building-insights-from-toronto-based-financial-planner-ed-rempel/ 

Also this one about the FHSA, aka the Renter&#039;s RRSP: https://edrempel.com/top-15-hacks-for-your-first-home-savings-account-fhsa-aka-the-renters-rrsp/ 

Ed]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://edrempel.com/best-ways-to-get-a-bigger-tax-refund/#comment-46479">Lucy</a>.</p>
<p>Hi Lucy,</p>
<p>I have posts for renters. Use the search on my blog for other topics.</p>
<p>The best one for renters is here: Why Renting Could Be Your Secret to Smarter Wealth Building: Insights from Toronto-based Financial Planner Ed Rempel Edit <a href="https://edrempel.com/worthview-article-why-renting-could-be-your-secret-to-smarter-wealth-building-insights-from-toronto-based-financial-planner-ed-rempel/" rel="ugc">https://edrempel.com/worthview-article-why-renting-could-be-your-secret-to-smarter-wealth-building-insights-from-toronto-based-financial-planner-ed-rempel/</a> </p>
<p>Also this one about the FHSA, aka the Renter&#8217;s RRSP: <a href="https://edrempel.com/top-15-hacks-for-your-first-home-savings-account-fhsa-aka-the-renters-rrsp/" rel="ugc">https://edrempel.com/top-15-hacks-for-your-first-home-savings-account-fhsa-aka-the-renters-rrsp/</a> </p>
<p>Ed</p>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Lucy		</title>
		<link>https://edrempel.com/best-ways-to-get-a-bigger-tax-refund/#comment-46479</link>

		<dc:creator><![CDATA[Lucy]]></dc:creator>
		<pubDate>Fri, 13 Mar 2026 16:26:02 +0000</pubDate>
		<guid isPermaLink="false">https://edrempel.com/?p=3852#comment-46479</guid>

					<description><![CDATA[Ed, could you provide strategies for the renter? I don’t own a home and there must be some strategies for people like me to use in order to build wealth.]]></description>
			<content:encoded><![CDATA[<p>Ed, could you provide strategies for the renter? I don’t own a home and there must be some strategies for people like me to use in order to build wealth.</p>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Ed Rempel		</title>
		<link>https://edrempel.com/best-ways-to-get-a-bigger-tax-refund/#comment-30247</link>

		<dc:creator><![CDATA[Ed Rempel]]></dc:creator>
		<pubDate>Sat, 08 Apr 2023 20:43:12 +0000</pubDate>
		<guid isPermaLink="false">https://edrempel.com/?p=3852#comment-30247</guid>

					<description><![CDATA[In reply to &lt;a href=&quot;https://edrempel.com/best-ways-to-get-a-bigger-tax-refund/#comment-30066&quot;&gt;Medhi&lt;/a&gt;.

Hi Medhi,

You have to be a &quot;first-time home buyer&quot; to open an FHSA. That means you and your spouse cannot have owned a home that you lived in this year or the last 4 calendar years.

If you are a current homeowner, you cannot open one for yourselves. Possibly for your kids, if you have them.


Ed]]></description>
			<content:encoded><![CDATA[<p>In reply to <a href="https://edrempel.com/best-ways-to-get-a-bigger-tax-refund/#comment-30066">Medhi</a>.</p>
<p>Hi Medhi,</p>
<p>You have to be a &#8220;first-time home buyer&#8221; to open an FHSA. That means you and your spouse cannot have owned a home that you lived in this year or the last 4 calendar years.</p>
<p>If you are a current homeowner, you cannot open one for yourselves. Possibly for your kids, if you have them.</p>
<p>Ed</p>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Medhi		</title>
		<link>https://edrempel.com/best-ways-to-get-a-bigger-tax-refund/#comment-30066</link>

		<dc:creator><![CDATA[Medhi]]></dc:creator>
		<pubDate>Thu, 16 Feb 2023 20:40:27 +0000</pubDate>
		<guid isPermaLink="false">https://edrempel.com/?p=3852#comment-30066</guid>

					<description><![CDATA[Excellent clip, as always Ed.

Would current homeowners (especially if our RRSP is maxed out) be able to benefit from FHSA at all?

Thanks.]]></description>
			<content:encoded><![CDATA[<p>Excellent clip, as always Ed.</p>
<p>Would current homeowners (especially if our RRSP is maxed out) be able to benefit from FHSA at all?</p>
<p>Thanks.</p>
]]></content:encoded>
		
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