Podcasts
2026 Tax Changes – How They Affect Your Life & Your Retirement Plan
Taxes are far more complex today than they were 10 years ago — and 2026 adds another layer. There were not many headline changes this year, but several could meaningfully affect your retirement plan, home buying strategy, and long-term tax planning. Complexity is becoming the real story. In this post and video, you’ll learn: Small…
Read More100% Equities Through Retirement? What the Research Shows (Canadian Financial Summit 2025)
I recently presented at the Canadian Financial Summit on a topic that questions one of the foundations of conventional investment advice. Should investors really reduce their stock exposure as they age? The presentation was based on a newly published academic study titled: “Beyond the Status Quo: A Critical Assessment of Lifecycle Investment Advice.” The study…
Read MoreWhat Canadians Are Really Asking About Money Right Now
Today’s episode is a bit different from the usual format. I want to take some time to speak directly to you — to say thank you, to reflect on what you’ve been listening to most, and to ask for your input on what would be most helpful going forward. Recently, Unconventional Wisdom was listed near…
Read MoreRRSP/RRIF Meltdown Strategies Explained (Canadian Financial Summit 2025)
Ever wondered how you can get the money out of your RRSP with a minimum of tax? RRSP/RRIF Meltdown Strategies can allow you to withdraw from your RRSP or RRIF with little or no tax. However, there are some tricky complications, several options, and these strategies are not for everyone. In my latest video for…
Read MoreHow Did the Wealthy Get Wealthy — and Can I Copy Them? (Canadian Financial Summit 2025)
In a recent video for the Canadian Financial Summit I talk about who the poor and wealthy are and how they got there. Today, we’re diving deeper into one crucial aspect: how the wealthy became wealthy? Can their strategies work for you? Over the years, I’ve seen the full financial picture of thousands of Canadians…
Read MoreRandom Walk Theory Debunked: The Best Market Gains Follow the Worst Crashes – And One Easy Rule to Beat the Market
Imagine checking your investments after a brutal market crash like during Covid with the March 16-20, 2020: -18% week. Your balance is down 32%, and panic sets in. But what if I told you the biggest rebounds, like the +12% surge the very next week almost always follow? This isn’t luck; it’s a pattern that…
Read MoreWhy Monte Carlo Simulations Get Retirement Risk Wrong
Ever been terrified by those retirement calculators showing a scary chance of running out of money? That’s Monte Carlo simulations at work—spinning wild “what-if” scenarios that often paint a doom-and-gloom picture far worse than reality. In my latest video, blog post and podcast episode, we’ll debunk why most of these simulated failures could never happen…
Read MoreThe Meaning of Life – Responsibility
What is the meaning of life? What makes life worth living? How can having a meaningful life help you become financially independent? You will learn: What is the meaning of life? What makes life worth living? The classic book “Man’s Search for Meaning” by Viktor Frankl showed that the people that survived many years in…
Read MoreRetirement Rookie: Worried about a Market Crash Right After Retiring?
Being worried about a market crash right after retiring is a major fear for many people both before and after taking the plunge. I often hear these anxieties: “I’m scared to retire even though I have enough money in every projection. What happens if there is a market crash right after I retire?” “We just…
Read MoreGo Big or Go Slow: Why 10x Wealth Is Easier Than 2x
This title may be hard to believe, but it is a common theme in coaching for small business entrepreneurs. The concept is from the popular book “10x Is Easier Than 2x: How World-Class Entrepreneurs Achieve More by Doing Less” by Dan Sullivan and Dr. Benjamin Hardy. Most of us think about incremental improvements in our…
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