Smith Manoeuvre Wisdom

Rempel Maximum – The Story of Joe & Rich

How can your life really be different if you focus on maximum wealth-building principles? It’s not about the money. It’s about your life. This story is an extreme version of the life of an ordinary person managing his money exceptionally. The concepts are in my last post, “Rempel Maximum – 5 Steps to Becoming a…

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Rempel Maximum – 5 Steps to Becoming a Multi-Millionaire

Remember the show “Who wants to be a millionaire?” Are you the kind of person that wants to build some serious wealth? Live an exceptional life? Be financially free? I don’t mean just a comfortable amount. I mean a lot – like being a multi-millionaire. The truth is, average people can become very wealthy just…

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Smith Manoeuvre

The Smith Manoeuvre – Is your mortgage tax deductible? The Smith Manoeuvre is an efficient strategy to use equity in your home to invest for your future without using your cash flow. It converts your mortgage over time into a tax deductible investment credit line. Most Canadians are searching for a feeling of financial security,…

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Who Are the Wealthy and How Did They Get Rich?

As a financial planner, I’ve had a unique view into the full financial picture of thousands of Canadians and have read countless studies.  My experience spans clients of varying financial backgrounds, as well as countless conversations with readers of my blog, friends, and acquaintances.  Although our clients may not represent the entire population—they tend to…

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What Happens if the Liberals Attack the Smith Manoeuvre?

The Smith Manoeuvre has long been a popular strategy for Canadian homeowners seeking to convert their mortgage debt into tax-deductible investment debt.  However, recent tax and regulatory changes have impacted the efficacy of the Smith Manoeuvre, and further changes from the Liberal government could pose additional challenges. In my latest blog post, YouTube video and…

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Financially Smart Divorce

Divorce is never financially smart! As a financial planner, I don’t recommend divorce. It’s bad for your finances! However, you can go through it in the most financially smart way – to leave both of you in the best possible position. We have seen quite a few people go through divorce. We’ve seen some total…

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