Does Borrowing to Invest Make Sense with High Interest Rates?

Should you borrow to invest?

With interest rates up 3.5% so far in 2022, you may be wondering if it still makes sense.

Spoiled with low interest rates so low, leverage seemed so obvious with a credit line at 3% and tax-deductible.

As a financial planner and expert on the Smith Manoeuvre strategy, and a proponent of investing in the stock market, my latest video will give you my insight.

You’ll learn:

  • How to borrow to invest (“leverage”) effectively.
  • What happened with leverage in past periods of high interest rates?
  • How high can interest rates go & borrowing to invest is still beneficial?
  • Rule of thumb for breakeven point of borrowing to invest.
  • What is the mindset you need to borrow to invest effectively?
  • What is the best tax deduction after RRSP for high income people?

I hope you enjoy it!

Ed

Planning With Ed

EdSelect

Ed Rempel has helped thousands of Canadians become financially secure. He is a fee-for-service financial planner, tax  accountant, expert in many tax & investment strategies, and a popular and passionate blogger.

Ed has a unique understanding of how to be successful financially based on extensive real-life experience, having written nearly 1,000 comprehensive personal financial plans.

The “Planning with Ed” experience is about your life, not just money. Your Financial Plan is the GPS for your life.

Get your plan! Become financially secure and free to live the life you want.

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