Toronto-based certified financial planner and Unconventional Wisdom blogger Ed Rempel works in his waterfront office/condo in Toronto, Ont. on Friday, February 17, 2017. (J.P. Moczulski/The Globe and Mail)

I was recently interviewed by the Globe and Mail about my research on how much you can safely withdraw from your investments after you retire.

I analyzed 150 years or actual data on stock & bond markets and inflation to find out the exact success rates of different withdrawal amounts and methods.

I found that the “4% Rule” often used by financial planners has not been reliable with interest-focused investments, but has been with equity-focused investments.

The “4% Rule” says to withdraw 4% of your investments the year you retire and then just increase that amount by inflation for the rest of your life. It is a formula.

I found that you can withdraw more if you manage it the right way, not just follow a formula. I analyzed different methods of managing it and found you can withdraw up to 6% per year if you manage it the right way.

Click here for the article:

Globe & Mail article

 

Watch for my article on this blog with the details shortly (or sign-up for email updates).

 

Ed

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