The Smith Manoeuvre is a simple concept, but fairly technical to set up. It is easy to do, but also easy to mess up. The first step is to get the right mortgage, which is why one of the most common questions we are asked is what mortgage is best. The mortgage industry is really like the investment industry and the insurance industry – lots of people selling all kinds of product with all kinds of sales pitches – but very few unbiased people giving real advice. Read more…

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