Invest a Lump Sum or Bit-by-Bit. Which Is Smarter?

Invest a Lump Sum or Bit-by-Bit. Which Is Smarter?

You have a lump sum of cash and you’re trying to figure out how to invest it.

The stock market seems pretty turbulent at the moment, so you may be wondering if you should invest your lump sum all at once or bit-by-bit. 

Maybe you got a big bonus, a lump sum from Smith Manoeuvre, or a large amount of money to invest.

What to do?

In my latest video and podcast episode, you’ll learn the pros and cons of both strategies, so you can decide what’s right for you.

  • Discover dollar cost averaging (industry jargon for investing bit-by-bit).
  • How to beat the index with dollar cost averaging.
  • The pros and cons of dollar cost averaging.
  • How often should you invest bit-by-bit? 
  • Should you trust your gut when investing?
  • What does conventional wisdom say about dollar cost averaging? 
  • Studies of investing with a lump sum vs. bit-by-bit.
  • How often does the stock market go up?
  • What growth focused investors do.
  • What is the right and wrong type of risk?
  • What is smartest for people with a Financial Plan?
  • What is Ed’s advice?

I hope you enjoy it!


Planning With Ed


Ed Rempel has helped thousands of Canadians become financially secure. He is a fee-for-service financial planner, tax  accountant, expert in many tax & investment strategies, and a popular and passionate blogger.

Ed has a unique understanding of how to be successful financially based on extensive real-life experience, having written nearly 1,000 comprehensive personal financial plans.

The “Planning with Ed” experience is about your life, not just money. Your Financial Plan is the GPS for your life.

Get your plan! Become financially secure and free to live the life you want.

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