Must Read
There are many articles on this site, but a few that I believe are the most important. They can have the biggest impact on your life.
My goal with this blog is to help you become successful financially through knowledge.
The single most important thing is that the benefits of financial planning are much bigger than you think. Financial planning is life planning. You decide how you want to live now and in your future. You decide what to do with your money and what strategies to do. Your financial plan makes your financial decisions clear.
There is a reason that people who plan their finances are many times wealthier than people who don’t. It’s not about investment rate of return. It’s about how much you invest, how important it is to you and making smart decisions.
Financial planning is fun once you get into it. Even for people not very interested in finance, when you realize you are planning your life, it’s fun!
A great start is to watch my 50-minute video: “The 6 Steps to Become Financially Independent”. It is an overview of what you really need to know to become financially independent. There is a ton to know about money, so I tried to put the few things you really need to know to be financially successful in one video. This is a ‘must see’ video with the core of my experience. It’s as long as one TV show and definitely worth your time.
These articles are the core of my philosophy. Read the full article, or look at the top for the whiteboard video summary.
My suggestion for you is to watch this playlist of all 17 whiteboard video summaries and then read the full articles that interest you:
Start here:
Playlist of all 17 whiteboard video summaries
Must Read Posts:
1. Importance of Your Financial Plan:
- When can I Retire with the Lifestyle I Want?
- 2 Things you must Focus on to become Financially Secure
- What’s Important About Money to You?
- Importance of One Financial Planner
- Financial Advice or Financial Quackery?
- Why Don’t Most Financial Planners Plan Finances?
2. Effective Outlook for Success:
- Why You Need A Growth Mindset
- Is Your Money Safe OR Secure?
- Can you be confident in the stock market?
- 15 Top Principles of Money Most People Get Wrong
- How To Be Smart With Your Money In Your 20s & 30s
- Are You Poor, Middle Class Or Wealthy?
- How Did the Wealthy Get Wealthy? Can I Copy Them?
- 5 Steps for You to Become Wealthy
- How to Afford the Life You Want
- 3 Principles of Successful Investors
3. Retirement:
- Is Typical Retirement Advice Good Advice? – Testing Retirement Rules of Thumb
- How To Design Your Retirement Income: An Overview
- How to Reliably Maximize Your Retirement Income – Is the “4% Rule” Safe?
- The 6 Best Strategies to Minimize Tax on Your Retirement Income
- Millionaires in Poverty
- TFSA or RRSP? – The Right Answer for You
- Do You Need Savings in Addition to a Government Pension Like OMERS?
- Should I start my CPP early? – Real-Life Examples
- Should I Delay CPP & OAS Until Age 70? – Complete Answer with Real-Life Examples
4. Tax
- Tax Brackets for Parents & Seniors Are Way Different Than You Think!
- Best Ways to Get a Bigger Tax Refund
- What’s New in Tax 2025
- How to Get Passive Income with Little or No Tax
5. Corporations:
- Your Corporation – What You Need To Know (If You Don’t Understand Your Accountant)
- Using Your Corporation As Your Retirement Fund
6. Strategies:
- The Smith Manoeuvre – Is your mortgage tax deductible
- Smith Manoeuvre AFTER You Retire
- RRSP Gross-up Strategy – Easily Contribute 40-70% More to Your RRSP
- RRSP/RRIF Meltdown Strategies
- Top 15 Hacks for Your First Home Savings Account (FHSA) aka The “Renter’s RRSP”
- Top 5 Hacks To Maximize Your Child’s RESP
- How To Own A Nice Car For Less
- Cash Dam – Best Mortgage Strategy if You Own a Small Business or Rental Property
- Make Your Retirement Comfortable with the “8-Year GIS Strategy”
- Lifecycle Investing: The Ultimate Strategy for Younger People – An Example
- Rempel Maximum – 5 Steps to Becoming a Multi-Millionaire
7. Investing:
- How to Easily Outperform Investment Advisors & Robo-Advisors
- How to Easily Outperform Investment Advisors & Robo-Advisors (Podcast)
- New Study Supports 100% Equity Investing for Life
- Debunking “Sequence of Returns Risk”
- The High Risk of Bonds
- Rental Property vs Stock Market – What’s the Best Investment?
- Monthly Fixed Pay ETFs & Funds Are a Brain Fart!
- Dividend Investing Is a Brain Fart
- Self-Made Dividends – Dividend Investing Perfected
- Above Index Returns – How to Beat the Index
If you think you might need some help to achieve your life goals, we have a ton of experience & unconventional wisdom and provide personalized, unbiased, comprehensive advice. Our fees are fully transparent.
Our services & fees are explained here:
“To have unconventional success, you can’t be guided by conventional wisdom.” -David Swenson
Watch this playlist of all 17 whiteboard video summaries and then read the full articles that interest you: