Posts Tagged ‘retirement income’
The Longevity Revolution: Why We’re on the Brink of Living Decades Longer
The longevity movement is transforming how we think about aging—not as an inevitable decline, but as a challenge we can overcome with science, technology, and smart choices. Many experts believe we’re on the cusp of dramatically extending healthy lifespans. I’m on a longevity and healthspan journey. I’m not an expert in longevity, but I’m continuously…
Read MoreWhat Does Money Mean to You?
Have you ever stopped and really asked yourself: “What does money mean to me?” As financial advisors/ planners, we spend so much time talking about returns, projections, and strategies that we sometimes forget the most important element in a financial plan — the client’s relationship with money. Over the years, I’ve learned that before we…
Read MoreA New Addition to Unconventional Wisdom: Meet Sabiha Mukadam
For more than 20 years, Unconventional Wisdom has been where I share financial planning ideas, strategies, and lessons I’ve learned from helping Canadians build better financial lives. Today, I’m excited to introduce someone who has been a key part of our team for the last 8 years: Sabiha Mukadam. Many of you may not know…
Read MoreFinancial Independence, Retire Early: The Math Behind the Viral Money Movement
Every week, someone tells me they want to retire by 40. My first question is always the same: why? The FIRE movement promises freedom decades earlier than traditional retirement. Online, it’s often presented as a fairly simple formula: save aggressively, invest consistently, and escape the workforce early. But in Canada today, is FIRE actually realistic…
Read MoreMoney PIP article: Why Does Retirement Feel Uncertain – Even with a Large Portfolio?
Many Canadians with $1 million or more saved for retirement still feel financially insecure. I see this all the time. People work hard, save consistently, invest for decades, and build substantial portfolios, yet still aren’t sure they can retire comfortably. In many cases, the issue is not a lack of money. It’s a lack of…
Read MoreNational Post article: Should Caroline, 62, defer CPP and OAS until age 70, or even delay retirement entirely?
Should you delay retirement… or are you closer than you think? I was asked by the National Post to review the finances of a 62-year-old deciding whether to defer Canada Pension Plan and Old Age Security to 70, and whether to keep working longer. Some of the answers go directly against what most people assume.…
Read MoreMulti-Millionaire’s Dilemma: Stay in Stocks or Go Conservative After Retiring?
You’ve worked hard, built up a few million dollars, and now you’re seventy-five, retired, and staring at your portfolio wondering — do I really need to keep riding the stock market rollercoaster? Or is it finally time to play it safe? That’s the multi-millionaire’s dilemma, and it’s a lot more common than you might think.…
Read MoreBusiness News This Week article: Ed Rempel From Toronto Explains How RDSPs Can Help Canadian Families
Most Canadian families with kids who have disabilities are missing out on the RDSP. It’s one of the most generous programs we have — but a lot of people who qualify for it either don’t know about it or don’t use it properly. In my latest article with Business News This Week, I break down:…
Read MoreLiving Healthy Past Age 100 – Will Your Retirement Plan Survive?
Last week, I revealed my longevity journey, introduced some of the explosive developments, and why we may be able to start living significantly longer within the next 10–20 years. Living with health and vitality past age 100 could become common. What happens to your money if that happens? If we live 20 more years, can…
Read MoreHow to Live with Health & Vitality Past Age 100
Is it really possible to live with health & vitality past age 100? I am on a longevity journey to try to achieve it. In my latest video and blog post, I will explain what I have learned & experienced so far and why I believe humans routinely being healthy past 100 is in our…
Read More