Posts Tagged ‘retirement planning’
A New Addition to Unconventional Wisdom: Meet Sabiha Mukadam
For more than 20 years, Unconventional Wisdom has been where I share financial planning ideas, strategies, and lessons I’ve learned from helping Canadians build better financial lives. Today, I’m excited to introduce someone who has been a key part of our team for the last 8 years: Sabiha Mukadam. Many of you may not know…
Read MoreFinancial Independence, Retire Early: The Math Behind the Viral Money Movement
Every week, someone tells me they want to retire by 40. My first question is always the same: why? The FIRE movement promises freedom decades earlier than traditional retirement. Online, it’s often presented as a fairly simple formula: save aggressively, invest consistently, and escape the workforce early. But in Canada today, is FIRE actually realistic…
Read MoreMoney PIP article: Why Does Retirement Feel Uncertain – Even with a Large Portfolio?
Many Canadians with $1 million or more saved for retirement still feel financially insecure. I see this all the time. People work hard, save consistently, invest for decades, and build substantial portfolios, yet still aren’t sure they can retire comfortably. In many cases, the issue is not a lack of money. It’s a lack of…
Read MoreDon’t Let Today’s Headlines Wreck Your Retirement
Gas prices are up from about $1.30/litre to $1.75/litre across Canada this year. There is conflict in Iran. Markets are reacting to geopolitical uncertainty once again. So what should investors actually do during times like this? Should you move more conservative? Or is reacting emotionally what hurts investors most? In my latest video, podcast episode…
Read MoreNational Post article: Should Caroline, 62, defer CPP and OAS until age 70, or even delay retirement entirely?
Should you delay retirement… or are you closer than you think? I was asked by the National Post to review the finances of a 62-year-old deciding whether to defer Canada Pension Plan and Old Age Security to 70, and whether to keep working longer. Some of the answers go directly against what most people assume.…
Read MoreMulti-Millionaire’s Dilemma: Stay in Stocks or Go Conservative After Retiring?
You’ve worked hard, built up a few million dollars, and now you’re seventy-five, retired, and staring at your portfolio wondering — do I really need to keep riding the stock market rollercoaster? Or is it finally time to play it safe? That’s the multi-millionaire’s dilemma, and it’s a lot more common than you might think.…
Read MoreBusiness News This Week article: Ed Rempel From Toronto Explains How RDSPs Can Help Canadian Families
Most Canadian families with kids who have disabilities are missing out on the RDSP. It’s one of the most generous programs we have — but a lot of people who qualify for it either don’t know about it or don’t use it properly. In my latest article with Business News This Week, I break down:…
Read MoreNational Post article: How can an Ontario couple ensure their disabled son is taken care of after they die?
Planning for your own future is one thing. Planning for a child who may never be able to manage their own finances is something else entirely. That’s the situation one Ontario couple is facing. They’ve done what most people would consider “all the right things” — a will, savings, insurance, and government benefits, but they’re…
Read MoreLiving Healthy Past Age 100 – Will Your Retirement Plan Survive?
Last week, I revealed my longevity journey, introduced some of the explosive developments, and why we may be able to start living significantly longer within the next 10–20 years. Living with health and vitality past age 100 could become common. What happens to your money if that happens? If we live 20 more years, can…
Read More2026 Tax Changes – How They Affect Your Life & Your Retirement Plan
Taxes are far more complex today than they were 10 years ago — and 2026 adds another layer. There were not many headline changes this year, but several could meaningfully affect your retirement plan, home buying strategy, and long-term tax planning. Complexity is becoming the real story. In this post and video, you’ll learn: Small…
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