TFSA, RRSP or Both?

Ever since tax-free savings accounts (TFSAs) were introduced, there has been a debate about which is the best for retirement investments – TFSAs or RRSPs?

To fully understand this debate, you need to consider your tax rates before and after retirement, including the clawbacks on seniors. I have seen no other articles anywhere that properly address this critical issue.

This article was written for The TaxLetter, a subscription newsletter for accountants and tax specialists.

Read more… TTL_TFSA RRSP or Both_2012 10

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Ed Rempel has helped thousands of Canadians become financially secure. He is a fee-for-service financial planner, tax  accountant, expert in many tax & investment strategies, and a popular and passionate blogger.

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The “Planning with Ed” experience is about your life, not just money. Your Financial Plan is the GPS for your life.

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