Videos

Smith Manoeuvre – Is your mortgage tax deductible? (Video)

By Ed Rempel | September 26, 2012

What is the Smith Manoeuvre and how do you do it the right way? The Smith Manoeuvre is a strategy where you borrow against your home to invest for your retirement. It converts your mortgage over time into a tax deductible credit line. To do it the right way, there are three key points:

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5-Year Fixed Mortgage Trap (Video)

By Ed Rempel | September 26, 2012

Number 3 on our list of things on which Canadians waste the most money is 5-year fixed mortgages. They are marketed as being safe and a good protection against a sharp rise in interest rates. The reality, though, is that they are nearly always a huge waste money, they limit your flexibility and result in losing your negotiating power for 5 long years. That is why we call it the “5-Year Fixed Mortgage Trap”. Read more…

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The Quest to find All Star Fund Managers (Video)

By Ed Rempel | September 26, 2012

Why do you invest with “All Star Fund Managers”? When you’re planning for your future, you need to have a sound investment strategy that gives you confidence that you will eventually have the retirement you want. The best way to understand this is with a hockey analogy.

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The 3 Keys to Building Wealth

By Ed Rempel | April 10, 2012

Do you ever find yourself unsure about what to do with an investment decision? Should you buy now or wait? Is this a good time? Should I buy something safe or invest for growth? You are not alone. Most people struggle with investment decisions because they think short term and do not have faith in the market. This leads them to make the single most common investing error

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Financial Quackery (Video)

By Ed Rempel | January 20, 2012

“Financial Quackery” is one of the main reasons most people struggle financially. This video is my attempt at humour to explain what to look for to get real advice, rather than the typical industry foolishness pretending to be advice. If you prefer to read it, here is a transcript of the video: Importance of a Comprehensive Plan with One Advisor What do you mean by “financial quackery”? Quackery is the reason people have trouble getting real advice. It’s everywhere in the financial planning world. If you get financial “advice” from someone that doesn’t look at your entire financial picture and your specific…

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