Hey! I'm Ed Rempel.

I'm the main Wise Guy on this site. I am a financial blogger, fee-for-service financial planner and tax accountant with a ton of real life financial planning experience.

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Resources to begin your learning journey

When can I Retire with the Lifestyle I Want?

Financial freedom. It is what we really want. https://www.youtube.com/watch?v=iD5ueZNV34Q&list=PLvPh2wRHhDlrfWNjt9TOI03wGtJjd4qiS&index=2 Prefer an overview? Like videos? Check out our whiteboard video, or...

Smith Manoeuvre

The Smith Manoeuvre – Is your mortgage tax deductible? The Smith Manoeuvre is an efficient strategy to use equity in...

How to Easily Outperform Investment Advisors & Robo-Advisors

Investment advisors and robo-advisors have a massive disadvantage – they are short-term thinkers. You can easily outperform them by learning...

I'm committed to helping you with your finances.

I am passionate about writing and I'm driven to share my insights. Welcome to my discussion forum. This is a resource for people looking to learn how to achieve financial freedom. This is also the place you can get real answers to those financial issues that have been on your mind.

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Financial Myth Busters

There are many myths about the stock market. From a financial planning perspecitve, the most important one is that the long term returns of the stock market (20-30 years) are far more consistent than most people believe....

Recent Articles

Building Wealth 2009

Have You Forgotten That Stock Markets Go Up?


Why the Long Term Growth of the Economy is Not Relevant to Investing

No Correlation between Economy & Stock Market

Why the Economy is Not Relevant to Investing

Evolution of the Mutual Fund Industry

Closet Indexers vs. Stock Pickers – Truly Active Managers Outperform

Active Share

Truly Active Managers Outperform – Being Different is Key


Avoid the 5-Year Fixed Mortgage Trap