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Hey! I'm Ed Rempel.

I'm the main Wise Guy on this site. I am a financial blogger, fee-for-service financial planner and tax accountant with a ton of real life financial planning experience.

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Resources to begin your learning journey

When can I Retire with the Lifestyle I Want?

Financial freedom. It is what we really want. You need a Retirement Plan to get there. It will not happen...
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Smith Manoeuvre

The Smith Manoeuvre – Is your mortgage tax deductible? https://youtu.be/KTukPrNOvYg The Smith Manoeuvre is an efficient strategy to use equity...
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How to Easily Outperform Investment Advisors & Robo-Advisors

https://youtu.be/t4rq0-7dhw4?si=SM3wOti30GhPBt6P Investment advisors and robo-advisors have a massive disadvantage – they are short-term thinkers. You can easily outperform them by...
Read More about How to Easily Outperform Investment Advisors & Robo-Advisors

I'm committed to helping you with your finances.

I am passionate about writing and I'm driven to share my insights. Welcome to my discussion forum. This is a resource for people looking to learn how to achieve financial freedom. This is also the place you can get real answers to those financial issues that have been on your mind.

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Financial Myth Busters

There are many myths about the stock market. From a financial planning perspecitve, the most important one is that the long term returns of the stock market (20-30 years) are far more consistent than most people believe....

Recent Articles

Toronto-based certified financial planner and Unconventional Wisdom blogger Ed Rempel works in his waterfront office/condo in Toronto, Ont. on Friday, February 17, 2017.  (J.P. Moczulski/The Globe and Mail)

WorthvieW article – Why Renting Could Be Your Secret to Smarter Wealth Building: Insights from Toronto-based Financial Planner Ed Rempel

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MONEY PIP article – How to Make Your Home a Good Investment: Financial Wisdom from Toronto-based Financial Planner Ed Rempel

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Why Monte Carlo Simulations Get Retirement Risk Wrong

Living Trust New Image

National Post article: How to leave RRIF, TFSA, property and other wealth to your children while avoiding probate and minimizing taxes?

Ed Financial-Plans

Feel My Worth article – Why Financial Plans Fail: Insights from Toronto-based Financial Expert Ed Rempel

RRSP Financial Post

National Post article: Couple wants to retire abroad in their 40s. Do their RRSPs, TFSAs and other investments add up to enough?