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Hey! I'm Ed Rempel.

I'm the main Wise Guy on this site. I am a financial blogger, fee-for-service financial planner and tax accountant with a ton of real life financial planning experience.

Get FREE financial advice simply by clicking Get Started below. If you'd rather not do it all yourself, contact us to see how we can help you.

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Resources to begin your learning journey

When can I Retire with the Lifestyle I Want?

Financial freedom. It is what we really want. You need a Retirement Plan to get there. It will not happen...
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Smith Manoeuvre

The Smith Manoeuvre – Is your mortgage tax deductible? The Smith Manoeuvre is an efficient strategy to use equity in...
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How to Easily Outperform Investment Advisors & Robo-Advisors

Investment advisors and robo-advisors have a massive disadvantage – they are short-term thinkers. You can easily outperform them by learning...
Read More about How to Easily Outperform Investment Advisors & Robo-Advisors

I'm committed to helping you with your finances.

I am passionate about writing and I'm driven to share my insights. Welcome to my discussion forum. This is a resource for people looking to learn how to achieve financial freedom. This is also the place you can get real answers to those financial issues that have been on your mind.

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Financial Myth Busters

There are many myths about the stock market. From a financial planning perspecitve, the most important one is that the long term returns of the stock market (20-30 years) are far more consistent than most people believe....

Recent Articles

Historical Years to Recover after Largest Declines in History

Are you too focused on Risk Reduction vs. Growth?

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How to Read and Understand Business News

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Capital Gains Refund Mechanism – Why Mutual Fund and ETF Investors Potentially Pay Less Tax

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Achieving Peace of Mind

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Tax Refund is NOT a Benefit of RRSPs

Market cycles - Investing & emotions don't mix

Are you “Smart Money” or “Dumb Money”?