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Hey! I'm Ed Rempel.

I'm the main Wise Guy on this site. I am a financial blogger, fee-for-service financial planner and tax accountant with a ton of real life financial planning experience.

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Resources to begin your learning journey

When can I Retire with the Lifestyle I Want?

Financial freedom. It is what we really want. You need a Retirement Plan to get there. It will not happen...
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Smith Manoeuvre

The Smith Manoeuvre – Is your mortgage tax deductible? https://youtu.be/KTukPrNOvYg The Smith Manoeuvre is an efficient strategy to use equity...
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How to Easily Outperform Investment Advisors & Robo-Advisors

https://youtu.be/t4rq0-7dhw4?si=SM3wOti30GhPBt6P Investment advisors and robo-advisors have a massive disadvantage – they are short-term thinkers. You can easily outperform them by...
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I'm committed to helping you with your finances.

I am passionate about writing and I'm driven to share my insights. Welcome to my discussion forum. This is a resource for people looking to learn how to achieve financial freedom. This is also the place you can get real answers to those financial issues that have been on your mind.

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Financial Myth Busters

There are many myths about the stock market. From a financial planning perspecitve, the most important one is that the long term returns of the stock market (20-30 years) are far more consistent than most people believe....

Recent Articles

desktoprrsp

When is your RRSP too large? (as seen in National Post)

Webinar image - LinkedIn

Seminar & Webinar – The 6 Steps to Become Financially Independent

AboveIndexNoGuarantee

Above Index Returns – How to Beat the Index

Toronto-based certified financial planner and Unconventional Wisdom blogger Ed Rempel works in his waterfront office/condo in Toronto, Ont. on Friday, February 17, 2017.  (J.P. Moczulski/The Globe and Mail)

Drawing Retirement Income is a Science

Relationship & Taxes

Everything you need to know about being in a relationship and filing your taxes

Tax Rates & Clawbacks 1

TFSA or RRSP? – The Right Answer for You