Archive for July 2026
National Post article: Is a $740,000 all-equity portfolio enough for Jasmine and Terry to retire early?
One of the questions I hear most often is, “Do I have enough to retire?” The answer is almost never as simple as looking at the size of your portfolio. The real question is whether your investments, savings strategy, tax planning, and retirement income plan all work together to support the lifestyle you want. In…
Read MoreBeyond the Basics: The Different Smith Manoeuvre Strategies
Are There Really 8 Smith Manoeuvre Strategies? In my previous article, we covered the fundamentals of the Smith Manoeuvre and how the strategy works at a high level. I also mentioned that the Smith Manoeuvre is not limited to just one approach—there are several different ways it can be implemented depending on your goals, financial…
Read MoreHow to Build a Retirement Plan That Actually Works (and Grows Your Wealth)
Most people go through life and at some point wake up and realize they should be doing something smarter with their money. When you reach that inflection point, what should you do and what are the few fundamental basics that you need to know? Many retirement plans are designed to feel safe, instead of giving…
Read MoreThe Financial Future Isn’t Broken—But It Is Optional
Is the financial system failing Gen Z, or does it just depend on whether we choose to participate? If you’re Gen Z in Canada, economic pessimism doesn’t feel like a dramatic overreaction. It feels entirely earned. Rent in Toronto and Vancouver borders on the absurd. Homeownership has taken on the status of a myth. Student…
Read MoreRe-evaluating Canada’s Best Re-Advanceable Mortgages: The New Top 4 Post-OSFI Rankings
If you have been following my blog, you must have read about the Smith Manoeuvre strategy and its incredible uses and benefits. For those who are trying to build wealth in Canada, it is one of the most powerful financial manoeuvres available—essentially allowing you to legally convert your non-deductible mortgage interest into a tax-deductible investment…
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