Archive for February 2025
Realizing You Somehow Became Wealthy
I often talk with people who realize—almost by surprise—that they’ve become wealthy. They never really thought of themselves as wealthy, but after years of saving and investing effectively, it hits them: I’m actually wealthy. And let me tell you—being wealthy feels different. In my latest YouTube video, podcast episode, and blog post I talk about:…
Read MoreRetiring Right Before or During a Recession. Debunking “Sequence of Returns Risk”. (Canadian Financial Summit 2024)
Bloggers and advisors constantly warn about the “Sequence of Returns Risk”—the fear that retiring right before or during a market crash will drain your savings too quickly. This fear often leads retirees to make poor investment choices, resulting in: But how real is this risk? And do the conventional solutions—like investing in bonds or following…
Read MoreNew Study Supports 100% Equity Investing for Life – The Debate
Recently, I posted a video “New Study Supports 100% Equity Investing for Life” that went semi-viral with 14,000 YouTube views & 1,000 podcast downloads. There is an interesting active debate mainly on YouTube, and a bit on my blog with a lot of comments and questions. Let’s look at them and join the debate. The…
Read MoreNational Post Article: Now retired, how do we withdraw funds without running out of money?
The National Post asked me to review the finances of Walter and Joanne, a retired couple in their late 60s, who have been struggling for years with the same question: How do we draw income from our investments in the most tax-efficient way—so we can maintain our lifestyle without running out of money? They’ve built…
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