Posts by Ed Rempel
Common Myths about Stock Market Risk
How did you do with the 12 questions in stock market quiz? We have found that most investors have quite exaggerated views about stock market risks, especially after 2008.
Read MoreHow Risky is the Stock Market – How accurate are your perceptions? (Quiz)
“Half the lies they tell about me aren’t true.” – Yogi Berra We talk with people and read articles and books every day about investing, and are constantly shocked at how little most people know about the real risks and returns of the stock markets. The bear market of 2008 has only made the…
Read MoreWhat’s Important About Money to You?
It’s not about the money. What is your real inner motivation for how you handle money – how do you spend it, and how and why do you save it? Having talked to thousands of people about their money, we have found that money is very emotional for people. How you handle it reveals what…
Read MoreIrrational Pessimism?
“It was impossible to get a conversation going; everybody was talking too much.” – Yogi Berra In 1996, Fed Chairman Alan Greenspan coined the term “irrational exuberance” to describe what he felt was unjustified speculation in the stock market as the S&P 500 rose past 744. Now, 12 years later, the S&P500 has moved past…
Read MoreHow to Take Advantage of the Market After the Crash of 2008
“It’s never happened in the World Series history – and it hasn’t happened since.” – Yogi Berra 2008 was a difficult year, producing results not seen in recent history. In past bear markets, some sectors and significant groups of investors still made money. In 2008 only 4 of 3,438 equity mutual funds showed a profit.…
Read MoreTax-Free Savings Account (TFSA) – How should we use it?
The only reason I need these gloves is ’cause of my hands. – Yogi Berra 2009 brings one exciting new development – TFSAs. You may have seen a bunch of news coverage about them. We consider them to be the best new retirement savings vehicle since RRSPs. For many, perhaps most Canadians, they will be…
Read MorePeak Oil or Oil Bubble?
“No one goes there anymore – it’s too crowded.” – Yogi Berra Tired of high gas prices? They have risen sharply because oil prices have shot up from $10/barrel in 1990 to $20/barrel in 2002 to $60/barrel in 2005 and now to $145/barrel in 2008. Is this just a temporary spike or just the…
Read MoreTFSA vs. RRSP – Best Retirement Vehicle?
“You give 100 percent in the first half of the game, and if that isn’t enough, in the second half you give what’s left.” – Yogi Berra Tax Free Savings Accounts (TFSA’s) will be available in 2009. Should we be using them instead of RRSP’s to save for retirement? The short answer is that there…
Read MoreIs the Market Efficient? Understanding the Efficient Market Hypothesis (EMH)
Efficient Market Hypothesis
Read MoreEd Rempel’s Picks for The Best Smith Manoeuvre Mortgage
“It was impossible to get a conversation going; everybody was talking too much.” – Yogi Berra The Smith Manoeuvre is a simple concept, but fairly technical to set up. It is easy to do, but also easy to mess up. The first step is to get the right mortgage, which is why one of the…
Read More