Finance Wisdom
The Optimal RRSP/TFSA Contribution
Now that we are in RRSP season, you may be wondering “How much should I contribute to my RRSP?” The proper way to figure this out is to identify your “optimal RRSP/TFSA contribution”. This is a key factor in every retirement plan.
Read MoreDeath of Equities – Again?
“The cult of equity is dead.” – Bill Gross, CIO of PIMCO & manager of the world’s largest bond fund Perhaps the most famous spectacularly incorrect forecast was the August 13, 1979 BusinessWeek article titled “The Death of Equities”. It signaled the start of one of the greatest bull markets in history with the…
Read MoreIt’s Not the Bear You See
bear markets
Read MoreTop 5 Asset Allocation Strategies
“Wide diversification is only required when investors do not understand what they are doing.” – Warren Buffett Probably the single most common incorrect quote in investing is: “Asset allocation determines 94% of your investment returns.” The quote refers to a study1 that is misquoted by both the investment industry to market simple investment strategies and by…
Read MoreLifecycle Investing – The Benefits of Diversifying Across Time
“The point is simple: if diversification across asset classes is so good, why not also seek greater diversification across time periods?” – Ian Ayres Last Decade Risk There is a big risk in the way most people save for retirement. The big risk is that the vast majority of the investments most people own during…
Read MoreThe Quest To Find All Star Fund Managers
Why do you invest with “All Star Fund Managers”?When you’re planning for your future, you need to have a sound investment strategy that gives you confidence that you will eventually have the retirement you want. The best way to understand this is with a hockey analogy.
Read MoreFear of a False Factor is Favourable – II (Long Answer)
Fear of a False Factor is Favourable
Read MoreFear of a False Factor is Favourable – I (Short Answer)
fear of a false factor is favourable
Read MoreIdentifying All Star Fund Managers II – Finding the All Stars
“Ignorance more frequently begets confidence than does knowledge.” –Charles Darwin In the last article, we looked at the first step in identifying All Star Fund Managers – getting rid of the bottom 90% of fund managers/investors. This article is about the final 3 steps in the process that take us from the top 10% to…
Read MoreIdentifying All Star Fund Managers I – Cross off the Bottom 90%
All Star Fund Managers
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