Tax Strategies

What’s New in Tax 2025

Every year, tax rules change. For 2025 there are six main tax changes that you’ll want to know about. And there’s good news: two major uncertainties are finally gone! In my latest YouTube video, podcast episode, and blog post you’ll learn New reporting requirements for trusts  Capital gains inclusion  For this year, there are few…

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RRSP/RRIF Meltdown Strategies

Ever wondered how you can get the money out of your RRSP with a minimum of tax? RRSP/RRIF Meltdown Strategies can allow you to withdraw from your RRSP or RRIF and have very little income show on your tax return. However, there are some tricky complications, and these strategies are not for everyone. In my…

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What Happens if the Liberals Attack the Smith Manoeuvre?

The Smith Manoeuvre has long been a popular strategy for Canadian homeowners seeking to convert their mortgage debt into tax-deductible investment debt.  However, recent tax and regulatory changes have impacted the efficacy of the Smith Manoeuvre, and further changes from the Liberal government could pose additional challenges. In my latest blog post, YouTube video and…

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