Posts by Ed Rempel
National Post Article: Snowbirds paying $15,000 a year in investment fees worry about growing their nest egg
The National Post asked me to review the finances of a newly retired couple who are snowbirds. They are currently paying $15,000 a year in investment fees, but feel they don’t get much tax or financial planning advice. They are also business partners who have worked in the U.S. One has a Canadian-United States citizenship,…
Read MoreHow Long Will You Live?
Have you ever wondered how long you might live? Understanding life expectancy is crucial for planning a secure and fulfilling future. In my latest blog post, YouTube video and podcast episode I explore the dramatic changes in life expectancy over the past century, why it’s expected to continue increasing, and how this impacts your retirement…
Read MoreTFSA or RRSP? – The Right Answer for You
Deciding between a Tax-Free Savings Account (TFSA) and a Registered Retirement Savings Plan (RRSP) can be one of the most challenging financial decisions you’ll face. Each has its benefits, and the right choice depends on your unique financial situation. In this post, I’ll guide you through understanding the factors that determine whether a TFSA or…
Read MoreMoney123 Article: Newly Married Couple Want To Merge Their Debt With the Lowest Interest Rate
A newly married couple are combining their finances. Both have significant debt. Their debt is made up of student loans, a car purchase, a mortgage, and a bit of credit card debt. They asked a question on how to manage it in the most efficient manner and if they should merge all debt into one…
Read MoreHow To Have a Long Lifespan, Healthspan & Wealthspan With 3.0 Level Thinking
How long should you expect to be retired? You want your money to last the rest of your life. How long will you live? What quality of life will you have? What will your lifestyle cost you when you are older? What if you could: 1. Live longer (long lifespan). 2. Be healthy longer (long…
Read MoreHow To Create a Financial Plan That Is Your Life Plan – Interview with Kornel Szrejber
I recently worked with Kornel Szrejber, host of Canada’s #1 financial podcast “Build Wealth Canada,” on his family’s financial plan, so he could feel confident about his retirement. Kornel retired in his 30s, but he was starting to feel anxious because he wanted to make sure he wasn’t overspending. This YouTube interview and podcast episode…
Read MoreNational Post Article: A single dad nearing retirement hopes to fund daughter’s education and his golden years
The National Post asked me to review the finances of a single dad nearing retirement who hopes to fund his daughter’s education in his golden years. The 55-year-old is a health-care professional and earns about $210,000 annually before tax. Since January, in addition to his current employment income, John has been receiving a pension of…
Read MoreHow to Successfully Implement the Smith Manoeuvre (Podcast with Ed Rempel)
You know the basics about the Smith Manoeuvre. It’s a big decision. Here is a discussion of the big issues. Listen to my new podcast with Sean Cooper from BurnYourMortgage.ca . Here is the link: How to Successfully Implement the Smith Manoeuvre with Ed Rempel We discuss: • Why should you consider the Smith Manoeuvre?•…
Read MoreInterview With Ed Rempel, Canadian Financial Advisor and Commentator by Exeleon Magazine
Exeleon Magazine recently interviewed me on the different retirement and financial planning strategies that I’m an expert on and consult my clients on. As a CFP, CPA, CMA and certified hedge fund specialist, I help you create financial independence with effective methods that go against the grain. In my three decades of experience, I’ve seen…
Read MoreGlobe and Mail Article: Why DIY investors are turning to financial professionals as retirement approaches
The Globe & Mail recently interviewed me and other experts to ask why DIY investors are turning to financial professionals as retirement approaches. As someone who has seen the full finances of thousands of people, I see it all the time. People who have managed their finances successfully on their own up until their 50s…
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