Posts by Ed Rempel

Top 5 Asset Allocation Strategies

“Wide diversification is only required when investors do not understand what they are doing.” – Warren Buffett   Probably the single most common incorrect quote in investing is: “Asset allocation determines 94% of your investment returns.” The quote refers to a study1 that is misquoted by both the investment industry to market simple investment strategies and by…

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Lifecycle Investing – The Benefits of Diversifying Across Time

“The point is simple: if diversification across asset classes is so good, why not also seek greater diversification across time periods?” – Ian Ayres Last Decade Risk There is a big risk in the way most people save for retirement. The big risk is that the vast majority of the investments most people own during…

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The Quest To Find All Star Fund Managers

Why do you invest with “All Star Fund Managers”?When you’re planning for your future, you need to have a sound investment strategy that gives you confidence that you will eventually have the retirement you want. The best way to understand this is with a hockey analogy.

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Identifying All Star Fund Managers II – Finding the All Stars

“Ignorance more frequently begets confidence than does knowledge.” –Charles Darwin In the last article, we looked at the first step in identifying All Star Fund Managers – getting rid of the bottom 90% of fund managers/investors. This article is about the final 3 steps in the process that take us from the top 10% to…

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Have You Forgotten That Stock Markets Go Up?

“The masses are always wrong.” – Ayn Rand Have you noticed that nearly every investor is investing defensively these days? Many investors have lost faith in the long term growth of the stock market. This is not surprising after the big crash in 2008. It has made investors more aware of risk. It can be…

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