Archive for June 2026
Retirement Tax Shock: Why Many Canadians Pay More Tax Than Expected
Most Canadians expect to be in a lower tax bracket in retirement. But many end up paying more tax than they expect. How do tax brackets change after age 65 and why can common assumptions about RRSPs and retirement income lead to higher lifetime taxes? Here are practical strategies to reduce tax over time, including…
Read MoreHow Banking Actually Works (And How to Set Up Your First Accounts)
Let’s make money make sense. Let’s be honest for a second… Nobody really cares about banking—until that first real paycheck hits. Whether it’s from a part-time job, tutoring, lifeguarding, or just money coming in more regularly, suddenly you’ve got cash. But just as quickly as it arrives, it’s gone. Between your phone bill, Spotify, Uber…
Read MoreThe Longevity Revolution: Why We’re on the Brink of Living Decades Longer
The longevity movement is transforming how we think about aging—not as an inevitable decline, but as a challenge we can overcome with science, technology, and smart choices. Many experts believe we’re on the cusp of dramatically extending healthy lifespans. I’m on a longevity and healthspan journey. I’m not an expert in longevity, but I’m continuously…
Read MoreFinancial Planning Isn’t Optional—It’s Your Power Move
Financial Planning Myths and Why You Absolutely Need a Plan (and a Planner) Financial planning is one of those things most people know they should think about… yet many avoid it for years. Not because they’re irresponsible. Usually, it comes down to a few common beliefs: “I’m not wealthy enough yet.”“I can figure this out…
Read MoreBusinessByMoney article – Living to 100 and Beyond: The Financial Reality of Longer Lives
What if living to 100 becomes normal? With advances in medicine, technology, AI, and longevity research, there is a real possibility that many people today could live much longer than previous generations. That raises some important financial questions: In my latest article for BusinessByMoney, I explore how longer life expectancies could reshape retirement planning and…
Read MoreWhy Feeling Behind Is Normal (And What It Means for Your Money, Investing, and Financial Plan)
One of the most common things I hear from people (especially young adults) when they first sit down with me is some version of this: “I feel behind.” Behind financially. Behind in their career. Behind compared to friends, colleagues, or people they went to school with. Sometimes they don’t say those exact words, but the…
Read MoreNational Post article: Does this 84-year-old suffer from the ‘Multimillionaire’s Dilemma?’
Louise (not her real name) has far more money than she is ever likely to spend. She has always invested in equities and is comfortable with them. However, now at age 84, she is wondering whether she should invest more conservatively. This is a case study about the “Multi-Millionaire’s Dilemma.” Louise says: “Many of my…
Read MoreWhat Does Money Mean to You?
Have you ever stopped and really asked yourself: “What does money mean to me?” As financial advisors/ planners, we spend so much time talking about returns, projections, and strategies that we sometimes forget the most important element in a financial plan — the client’s relationship with money. Over the years, I’ve learned that before we…
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