Posts by Ed Rempel
Seminar & Webinar – The 6 Steps to Become Financially Independent
How can you become financially independent? How would you live if you had financial freedom? You are invited to my seminar or webinar. Featuring a panel of financial independence experts: Ed Rempel The 6 Steps…
Read MoreAbove Index Returns – How to Beat the Index
I went to a Leafs game with my annoying friend, Andrew. I think the Leafs are finally building a proper team of the future with talented rookies and a great coach. Andrew doesn’t believe it. He doesn’t believe anybody is above average. I said: “Really? You don’t think Auston Matthews is above average? It’s been…
Read MoreDrawing Retirement Income is a Science
I was recently interviewed by the Globe and Mail about my research on how much you can safely withdraw from your investments after you retire. I analyzed 150 years or actual data on stock & bond markets and inflation to find out the exact success rates of different withdrawal amounts and methods. I found that…
Read MoreEverything you need to know about being in a relationship and filing your taxes
Interesting article and interview by popular blogger Desirae Odjick from Half-Banked. I’ve always found doing my taxes to be a great date night. Me, my partner, a glass of wine and some sweet, sweet tax documents — what could be better? Read more…
Read MoreTFSA or RRSP? – The Right Answer for You
TFSA vs. RRSP is one of the most common questions I am asked. If you want to know for sure which is better for you, then you need a financial plan. Many articles have been written on this topic that list pros and cons with general opinions. The truth is that: When you include the…
Read MoreRRSP Gross-up Strategy – Easily Contribute 40-70% More to Your RRSP
Wouldn’t it be great if you could save a lot more for your future without affecting your day-to-day cash flow? One of the main things people learn when they first have a retirement plan done is that you need to invest more than you thought to have the future that you want. But with all…
Read MoreShould I Delay CPP & OAS Until Age 70? – Complete Answer with Real-Life Examples
Most seniors start their CPP and OAS when they retire or at age 65, without evaluating the options. The truth is that many seniors would benefit from delaying CPP until age 70. Here is how you can figure out what is best for you. The government pensions, CPP and OAS, are full of cool opportunities…
Read MorePerspective on a Trump Government
After last night’s US election result, everyone is asking why Trump won and what this means for the US and the world. I have been reading about this all day and came across this insightful perspective from a particularly intelligent fund manager: “Last night’s election results remind me of the1971 Monty Python album “And…
Read MoreThe Bubble You Never Even Thought Was A Bubble: Dividends
Here is a good article about a fund manager avoiding today’s dividend bubble. The riskiest stocks today are “safe stocks”. Let’s be clear. We are in a dividend bubble. People are buying over-valued companies only because of a high dividend. With interest rates so low, investors are searching for a higher yield. Just like the…
Read MoreElection-Proof your Portfolio??
With the US election all over the news, I have seen a bunch of articles on how to protect your portfolio. Is trying to protect your portfolio before an upcoming news event a good idea? Trying to protect your portfolio before a known event is likely a money-losing strategy. That’s not how the market works.…
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