Financial Planning Wisdom
Why aggressive stock investors should take CPP early (MoneySense by Jonathan Chevreau)
Very interesting article on MoneySense by Jonathan Chevreau. Every article I have ever read (other than this one and mine) about whether to start CPP at 60, 65 or 70 misses one of the 2 main factors – how you invest. If you take CPP early, you can take less from your investments. Will they…
Read MoreNew Tax on Parents and 8 Ways You Can Benefit (as seen in Canadian MoneySaver)
Are you a parent? Is the income of your family between $30,000 and $119,000 per year? If so, congratulations! You are now paying the new “tax on parents”. Total tax rates on parents can get very high, with marginal tax rates as high as 63%! The new tax on parents is a game-changer! It can…
Read MoreWhat Women Want – and How to Get It
There was a gasp from the audience, when this photo of a homeless woman was shown at a talk I recently attended. A new survey shows that almost half of women fear they will become a “bag lady” someday. They fear being financially desperate and living on the street. No job. No income. No partner.…
Read MoreThe 6 Best Strategies to Minimize Tax on Your Retirement Income (Video of MoneyShow talk)
I am pleased to announce that the MoneyShow has posted the video of my talk. Many people have asked me where they can see it again. These are not just tax tips. These are the 6 big strategies to save you thousands in tax throughout your retirement. This talk was based on an article, which…
Read More“Fake Financial Plans” Podcast on the Alain Guillot Show
Fun podcast and enlightening questions on the Alain Guillot Show. Topics: How to recognize a “Fake Financial Plan”. If you are a new immigrant to Canada or a Millennial, where do you start to get finances on track? How tax planning tells you whether to invest in a TFSA or RRSP. Why a financial plan…
Read MoreNew “Parent Tax” – What Is It and How Can You Benefit?
If you’re a parent, and your family’s income is between $30,000 and $119,000 per year, you could be subject to the new “parent tax”. This might not sound like a positive thing, but there are actually some ways you can benefit from this development. The truth is, the total tax rates of parents can be…
Read MoreMy Story – Podcast with John Francis on Theonera
Listen to my new podcast: My Story. An insightful & fun podcast. John Francis of Theonera asks great questions. My Story podcast Ed
Read MoreFREE passes to Canada’s top online financial conference – Canadian Financial Summit
Join me and 25+ top financial experts, journalists and bloggers for 3 days of online educational videos you can watch in your PJs. It’s 100% online so you can stream all the talks right from your computer/tablet/phone. You can get FREE passes, a list of speakers, and scroll down to see the schedule and topics for…
Read MoreSee my Talk at the MoneyShow Toronto – Attend FREE or Live Stream
Join me at The MoneyShow Toronto, September 14-15, 2018, at the Metro Toronto Convention Centre, where you can meet me and dozens of other financial experts face-to-face. You can also “Live Stream” and watch my talk from your home. The best speakers are at the Canadian MoneySaver Day event on Saturday, September 15. My talk is on…
Read MoreListen to my new podcast – Dividend vs. Growth Investing, Rising Interest Rates and Retirement Income Withdrawal Strategies
Listen to my new podcast with the incomparable Kornel Szrejber. Kornel is Canada’s #1 financial podcaster and the best interviewer I know. This podcast “Dividend vs. Growth Investing, Rising Interest Rates and Retirement Income Withdrawal Strategies” includes these topics: Dividend investing vs. growth investing. Self-made dividends. Retirement income withdrawal strategies to maximize your retirement reliably. Rising interest rates…
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