Financial Planning Wisdom

Ed Rempel: Dedicated to Dispelling Conventional Financial Wisdom

Well-written article on Biz TV. Unconventional wisdom. So many Canadians limit their financial future because of beliefs they have that are simply not true or are not optimal. Myths about the stock market lead Canadians to invest too conservatively to achieve their life goals. Myths about retirement planning leave them far short when they retire.…

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Has the tax revolt begun?

With the Liberal attack on small business plus tax rates passing the psychological 50%, I have seen a surge in Canadians contacting me for a Financial Plan to minimize tax. There are many effective tax-reduction strategies. Excellent article in the National Post about the mysterious 5% drop in taxable income reported with no reason, which…

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“BIDLYS” – Are defensive investments killing your returns?

We are in the second biggest stock market boom in history – and the most hated bull market ever. The world stock markets (MSCI World Index) have more than tripled – up 250% since it started in March 2009. However, most investors have made significantly less. The reason is “BIDLYS”. (No, not “bigly”. 😊) Let…

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Thrilled to be a new Contributing Editor for the Canadian MoneySaver

I’m pleased because the Canadian MoneySaver is the highest quality financial magazine in Canada, in my opinion. It is also Canada’s only financial magazine with a print edition. I wrote a very high quality article for the November issue about how to become financially free. It covers: The most common issues people experience trying to…

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Ed Rempel helping clients with their retirement plan

Great article by Gerv Tacadena from Wealth Professional magazine. A retirement plan is as valuable for financial freedom as a GPS is for a driving trip. When it comes to retirement plans, Canadians often overlook the very basic question: How much do I need? Financial planner Ed Rempel said this is one of the barriers keeping Canadians…

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Ed Rempel Outlines Four Steps to Creating Retirement Plan In Canadian MoneySaver

            Everyone hopes to be able to retire with enough put aside to live a lifestyle that keeps them happy, but Fee-For-Service Financial Planner Ed Rempel finds barriers are keeping Canadians from achieving needed financial freedom. In the November/December issue of Canadian MoneySaver magazine, Ed Rempel outlines some of the obstacles in the way. Read more…

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When is your RRSP too large? (as seen in National Post)

I’m excited to be quoted in both the National Post and in Jonathan Chevreau’s “Findepence Hub” blog! “When is your RRSP too large?” Here are the links: National Post Findependence HUB My view is that a RRSPs over $750K-$1 million may not be the most beneficial. If your tax rate on withdrawal is higher than…

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