Archive for November 2023

Invest a Lump Sum or Bit-by-Bit. Which Is Smarter?

Invest a Lump Sum or Bit-by-Bit. Which Is Smarter? You have a lump sum of cash and you’re trying to figure out how to invest it. The stock market seems pretty turbulent at the moment, so you may be wondering if you should invest your lump sum all at once or bit-by-bit.  Maybe you got…

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Beware of Nice Advisors

I’ve talked with thousands of Canadians that will not have the life they want because their advisor gave them bad advice. Why do they stick with their advisor? I’ve heard it over and over again. They say: “because he’s a nice guy”. The advice here is, you need a competent advisor & real advice, not…

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Above Index Returns – How to Beat the Index

I went to a Leafs game with my annoying friend, Andrew. I think the Leafs are finally building a proper team of the future with talented rookies and a great coach. Andrew doesn’t believe it. He doesn’t believe anybody is above average. I said: “Really? You don’t think Auston Matthews is above average? It’s been…

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New Article: Feature in Elite Biographies

I am flattered that Elite Biographies took time to write about me. Here is an excerpt: “As a certified financial planner I have always wanted to help my clients find financial freedom.  With over 26 years of experience as a financial planner (CFP® Professional) and 36 years as an accountant (CPA, CMA), I steadfastly disapprove…

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Optimism is the Only Realism

Optimism is the Only Realism. That’s my belief, and you’ll learn why in my latest YouTube video and podcast episode. I feel compelled to talk about optimism for 2 reasons: 1/ Optimism is absolutely necessary for financial success – effective investing and financial planning. You need to feel you will be better off in the…

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Money123 Article: Saving Tax on Severance or Retention Bonus

Want to save tax on your severance or a retention bonus? Here’s how! As a financial planner for Global News’ Money123 online email newsletter, I answer reader questions about investing, managing your finances, and planning for your future. In the latest email that went out to subscribers, I answered a question about someone who was…

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