A New Addition to Unconventional Wisdom: Meet Sabiha Mukadam

For more than 20 years, Unconventional Wisdom has been where I share financial planning ideas, strategies, and lessons I’ve learned from helping Canadians build better financial lives.

Today, I’m excited to introduce someone who has been a key part of our team for the last 8 years: Sabiha Mukadam.

Many of you may not know Sabiha, but she works closely with our full-service financial planning clients and has become an important part of helping them build and maintain their financial plans.

Starting next week, Sabiha will be publishing new articles and videos every Tuesday, while my Thursday posts will continue just as they always have.

Sabiha shares the same planning philosophy that has guided my practice for decades, and I’m confident the advice she provides is the same type and quality of advice I give. 

You’ll see many of the same concepts and ideas discussed on Unconventional Wisdom, but through her own perspective, voice, and areas of focus.

In my latest video, podcast episode and blog post, you’ll learn:

• Why Sabiha decided to start writing for Unconventional Wisdom
• The role she plays with many of our full-service financial planning clients
• Why confidence with money rarely comes from waiting until you’re “ready”
• What you’ll find in her new Tuesday articles and videos, including Youth Corner and Advice from the Sage Owl
• How her practical approach helps people make better financial decisions without feeling overwhelmed

One thing I’ve learned over the years is that financial planning really isn’t about money; it’s about your life. It’s about knowing what you want, avoiding costly mistakes, and having a financial plan that actually works when real life shows up.

That’s always been at the heart of what we do at Unconventional Wisdom and Sage Collaborative Financial Planning.

And that’s why I’m really excited to introduce Sabiha and this new space she’s creating here on the blog.

Sabiha and I have been working together for eight years now, and she’s a key part of our team. She shares the same philosophy I built my practice on, and she’s also the main financial planner working with our full-service clients, doing ongoing reviews of their financial plans and helping them build strategies that actually make sense for the life they want to achieve.

One of the things I really appreciate about Sabiha is how she approaches all of this from a practical, real-life perspective. Financial planning can get complicated fast, but she has a way of helping people feel more confident and less overwhelmed by the decisions they’re making. I’m confident Sabiha will give you the same quality and type of advice I would give.

Now, let Sabiha tell you a bit about what she’s hoping to do here.

Thank you, Ed.

What I’m really excited about is being able to share what I’ve learned over the years in a way that people can actually use — not just understand the theory, but apply it to their own lives.

One thing I hear all the time, whether I’m speaking to clients or young people, is some version of: “I’m just waiting until I’m a bit more ready.”

I always smile a little when I hear that because the feeling of finally being ready rarely arrives the way people think it does. What I’ve seen over and over again is that confidence usually comes from taking the first step, not from waiting until the steps feel easy.

A lot of what I’ll be writing about builds on the core strategies that Ed has been using for decades, but in a way that helps people understand how these ideas actually fit into real life.

Things like why starting early matters more than starting perfectly, how to think about debt and credit honestly — because there’s a big difference between the kind of credit that holds you back and the kind that helps you build something over time, and how the decisions you make today can shape your options down the road.

I’ll also be spending a lot of time in the Youth Corner because the earlier you understand the bigger picture about money, the more flexibility and freedom you create for yourself later on.

In Advice from the Sage Owl, I’ll be writing about financial planning and decision-making in a way that reflects the real side of these decisions.

Because, in my experience, the numbers are rarely the hard part. It’s the hesitation, the uncertainty, and the feeling of not knowing where to begin. That’s what I really want to help people with.

Well, we’re really looking forward to this.

It’s a big expansion of my blog. My posts will continue every Thursday, just as they always have, and we’ll be adding Sabiha’s posts every Tuesday.

Take some time to explore Sabiha’s articles. I think you’ll find them well worth the read.

Thank you.

Ed & Sabiha