Posts Tagged ‘smart money’
Are You Poor, Middle Class Or Wealthy?
Are you poor, middle class or wealthy? After seeing the finances of thousands of people, I’ve noticed patterns to determine if someone is poor, middle class or wealthy. In my latest YouTube video and podcast episode you’ll learn where you fit along the spectrum of wealth, how each thinks and invests differently, and how you…
Read MoreHow to Afford the Life You Want
If you are worried about your finances & your future – you are not alone. Many people are worried about their finances. I receive daily notices from the “Free 30-Minute Consultation” form pouring out their life, what they are worried about & what they want. National Post family finances – I was interviewed for 6…
Read MoreTop 10 Money Myths That Block Your Financial Freedom
Top 10 Money Myths That Block Your Financial Freedom. This is one of my favourite topics. Most ideas that people believe about money are just not true or not optimal. My blog, Unconventional Wisdom, is about all the things I’ve learned over the years from my experience writing thousands of financial plans and reading hundreds…
Read MoreDoes Borrowing to Invest Make Sense with High Interest Rates?
Should you borrow to invest? With interest rising 4.5% recently, does it still make sense? Spoiled with low interest rates so low for many years, leverage seemed so obvious with a credit line at 3% and tax-deductible, while getting the growth of the stock market. As a fee-for-service financial planner, and an expert on the…
Read MoreWhat’s New for Your 2022 Tax Return
What’s new for your 2022 tax return? In my blog post I’m going to give you insight into what’s happening in the Canadian tax world. Get the inside scoop on the “new” items from CRA and those being discontinued. If you haven’t done your taxes yet or you’re thinking ahead to next year, find out…
Read MoreHow to Easily Outperform Investment Advisors & Robo-Advisors
Investment advisors and robo-advisors have a massive disadvantage – they are short-term thinkers. You can easily outperform them by learning the skill of long-term thinking. Short-term thinking leads them to select suboptimal investments and focus on the wrong risk. You can clearly see this because nearly all investment advisors and robo-advisors do the “4 Performance…
Read MoreWhy Is Inflation Scarier Than a Market Crash?
Inflation is now the #1 fear with “6 in 10 Canadians concerned they might not have enough money to feed their family”, according to an Ipsos poll. Most Canadians have never experienced high inflation. It has been flat at 2% for 3 decades, but jumped to 8% in 2022 and is down to 5% now…
Read MoreBest Ways to Get a Bigger Tax Refund
I was recently interviewed by Isabelle Docto from Daily Hive on the “Best Ways to Get a Bigger Tax Refund”. She asked two really interesting questions that didn’t make it into the interview, so I thought I’d answer them in this video and podcast. The questions are: Please check out the original article here: https://dailyhive.com/canada/best-ways-bigger-tax-return…
Read MoreTop 15 Hacks for Your First Home Savings Account (FHSA) aka The “Renter’s RRSP”
There is a brand new type of account in Canada coming out in April 2023. It’s called Your First Home Savings Account (FHSA) aka The “Renter’s RRSP”. You may know about RRSPs & TFSAs, well this is the third one, and it’s worth knowing because for many people, this is going to be the best…
Read MoreWhat Financial Question Is on Your Mind?
What burning financial question is on your mind? What topic(s) would you like me to tackle next?
I post a video or article on my blog, YouTube & my email list every Thursday and try to make it as relevant to you as I can. I am asking you now to find out what is most relevant for you.
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